Baby Center Discount Savings Program
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Baby Center is primarily an on-line retailer and information center. It bills itself as "the most complete online resource for new and expectant parents." It also operates a loyalty program geared towards [tag]college savings[/tag].
Like the Education Plan, [tag]Baby Center[/tag] uses Vesdia Corporation's BabyMint savings engine and retailer network under the Baby Center brandname. Unlike the Education Plan, Baby Center does not require you to have their branded credit card to be a member. Baby Center allows you to direct rewards earnings to any 529 plan, select a different investment account (e.g. mutual fund) or receive cash payment.
| Membership Fee: None | Affiliated Credit Card Available?: Yes |
| In-store Merchant Network?: Limited | Affiliated Credit Card Required?: No |
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On-line Merchant Network?: Extensive - About 300 Merchants |
Register Other [tag]Credit Cards[/tag]?: No |
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Required to Shop Through Website for On-line Rebates?: Yes |
Register Loyalty Cards?: No |
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Frequency of Transfers to [tag]529 Account[/tag]: Monthly - ($25.00 Minimum) |
Cash Withdrawals Allowed?: Yes |
| Can Others Direct Contributions?: Yes | 529 Plan Options: Not Limited to [tag]529 Plans[/tag] |
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Other Services Available: Exchange Airline Miles for 529 Rewards, Rebate Match for Private College Tuition Credit Through Sage Scholars, Discounted Gift Certificates and Coupons, Can Apply Rewards to Student Loans. |
Rebate Reporting: Yes |
Summary: Not much substanative difference from the [tag]Babymint[/tag] savings program. Users of the other Baby Center services may find it more convenient to use this progam rather than Babymint. Enrollment in both programs is free so there is no reason not to join both.
Students are a major niche among creditcard users. They require credit cards to meet their books and other college material expenses. It is great debt help for students who are living away from home. To meet the overall study requirement of students, the option of student loan consolidation is available. Student cards also give them the facility of cheap insurance that includes medical help and other facilities in case of accidental death of the cardholder. Students who also work from home can use their credit cards to pay bills, makes purchases and do so much more without the hassle of going out.