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The grace period is the time after the billing date that you have to pay off a credit card bill without paying finance charges. Suppose your bill is prepared on the 28th of every month and the grace period is 25 days. If you make a purchase on July 3 it will show up on the July 28 bill and you'll have until August 22 (July 28 plus 25 days) to pay it off for free. If you don't pay the full balance, your August bill will show a finance charge, and so will every bill after that until you pay off your full balance.
Monthly Archives: June 2006
futuretrust College Savings Now Club
Not much to get excited about here. Like most of the other [tag]529 savings[/tag] clubs, [tag]futuretrust[/tag] focuses on on-line shopping rebates. The in-store rebate possibilities are quite limited. You are required to have the [tag]futuretrust MasterCard[/tag] in order shop through … Continue reading
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Baby Center Discount Savings Program
Baby Center is primarily an on-line retailer and information center. It bills itself as “the most complete online resource for new and expectant parents.” It also operates a loyalty program geared towards [tag]college savings[/tag]. Like the Education Plan, [tag]Baby Center[/tag] … Continue reading
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The Education Plan College Savings Program
[tag]The Education Plan[/tag] savings club uses [tag]Vesdia Corporation[/tag]‘s [tag]Babymint[/tag] savings engine and retailer network under a different name. However, there are two important differences between this plan and Babymint, neither of which is an advantage: 1) you are required to … Continue reading
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edexpress College Savings Program
[tag]Edexpress[/tag] distinguishes itself from other [tag]college savings clubs [/tag]in several ways: 1. First, a $24.95 annual membership fee is charged. According to edexpress, the fee allows them to pass 100% of merchant rebates on to members…”the result is that merchant … Continue reading
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Fidelity 529 Rewards Credit Card
Understanding the Fidelity credit 529 card is quite simple: Use the card and get 2% of eligible purchases automatically deposited into one of three 529 plans managed by Fidelity Investments. There are no complicated tiered rebate structures to monitor, no … Continue reading
Upromise Credit Card
Upromise – Join millions of families who are discovering a whole new way to save for college The CITI Upromise 529 credit card provides a straightforward 1% reward for most anything you buy with the card up to a yearly … Continue reading
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Babymint Credit Card with 529 Plan
The [tag]BabyMint Credit Card[/tag] With [tag]529 Plan[/tag] provides a 1% reward for most anything you buy with no yearly cap. Additional benefits: You can get additional 7% rewards on purchases made from the several hundred (mostly on-line) merchants in the … Continue reading
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